Archive for June 2020

7 Tips for Breaking Up With Your Old Car Insurer

Did you know that there are roughly 1.2 Billion drivers around the world? That’s a lot of people, which means that there are many car insurance companies around to insure those drivers. If you’re considering breaking up with your auto policy then we have good news for you. There are plenty more fish in the sea, and with these seven tips, you’re sure to find your perfect match in no time.

1. Look over the policy you already have.

With the many different kinds of auto insurance policies out there, it’s best to take a look at the insurance policy you already have before you start looking for other coverage options. As is the case with most breakups, both you and your car insurance have probably changed over the years. It’s best to make sure that any additional costs that may have been added on to your auto insurance coverage are actually worth paying for.

After looking over their car insurance rates, many drivers often find that their collision coverage is far too expensive while also not giving them the coverage they need. It makes no sense to overpay for unnecessary coverage and still find yourself lacking if an automobile accident ever should occur. Compare car insurance with iSelect to find a company with automotive service excellence that is right for you.

2. Find the perfect policy for you.

Car insurance companies can do a lot more than simply protecting you in a car accident. In fact, they often partner with different companies with years of work experience to offer you certain benefits as an incentive to get you to join their policy. Look over these benefits as you are shopping around for an auto insurance quote. If you are splitting hairs deciding between two car insurance quotes then a benefit might be the dealbreaker you’re looking for.

One way to keep your insurance and maintenance costs at bay in the first place is to regularly keep up with your car’s maintenance. Many people make the mistake of only going into the shop when something has gone horribly wrong. To avert that habit (and the high bill that comes with it), you can regularly work with technicians that keep up with automotive and diesel certifications—or even look into getting them yourself—to keep your car in top shape year-round. Being in touch with the state of your car will save you big headaches in the long-run when larger problems arise.

3. Try to negotiate a better deal.

Many car insurance companies offer a free car insurance quote. You can use this quote as a valuable bargaining chip when negotiating a better deal with the company is ensuring you now. If simply lowering your monthly bill is your biggest issue, then you have a fighting chance when you can show them you have a quote from a competitor offering a lower rate.

Remember those benefits we talked about earlier as well? While you’re negotiating prices you might as well ask about any benefits the company may want to give you in order to keep you from leaving. If at the end of the negotiation you still find your old companies terms displeasing to you, then you can leave break up with them knowing that you did the best you could, but you’re headed toward bigger and better things.

4. Weigh the pros and cons.

Now that you have all your ducks in order, it’s time to weigh the pros and cons before switching. The best way to do this is to ask yourself a series of questions about your coverage. Do any of the new policies you are looking at offer comprehensive coverage? How do they handle automotive repair: in-house or through partnered companies? Will their medical coverage pay for all of your medical bills?

Remember, a cheaper policy does not always mean a better policy. If you are saving a few bucks every month but putting yourself at risk by cutting back your medical coverage or liability coverage, then you might want to reconsider.

5. Make sure that there isn’t a lapse in coverage.

This is an important step, but don’t worry, it’s simple to do. Just make sure that you schedule your new policy to begin the day after your coverage ends with the company you’re breaking up with. This small step will save you a huge headache later on down the road so make sure you take the two seconds to double-check. You can also bring this up to your new insurance agent who should help you every step of the way.

6. Get a new policy.

Most insurance companies do their best to make this step as easy and pain-free as possible in order to entice new policyholders. Now that you’ve done the prep work beforehand you can begin the process of starting your new policy. You can do this online and it shouldn’t take you longer than a few hours.

7. Drive safe!

Congratulations! You’ve left your toxic old car insurer and are now on a much more financially healthy path, one where you feel safe and protected on the road, and can rest assured that you are getting the best possible deals.

Take Some Tow Truck Safety Tips for the Busy Summer Travel Season

We all can’t wait for the Covid-19 pandemic to be over and to hit the roads again. With months of quarantine, everyone is ready to go on a break somewhere outside the city. In the mountains, at the ocean, or simply do some road trip and enjoy the ride.

The summer can be amazing for many, but in some cases, it will be a nightmare as the heat will bring with itself a lot of danger. People on the road will especially feel this because the asphalt and the concrete tend to heat additionally from the harsh summer conditions and the heat waves of the sun.

In this article, we’re going to go over some tow trucking points that everyone going on the road should know about if they want them and their families to be safe. Follow up if you want to know more about the issues that might appear from this and how to handle them.

Park in a safe place

Every expert tow truck driver will tell you about the importance to park in a safe place when you have a certain problem with your car. The first moment you experience any kind of problem, make sure you move from the fastest into the parking lane.

The main reason for this is that other drivers on the highway might too busy doing something else than watching the road and inflict additional damage to your vehicle. They might even do something terrible which will cost lives.

In some cases, the problem with the vehicle might be too severe and you won’t be able to move it additionally to another safe place. If there’s a chance for something like that, make sure you do it, but if this may cause additional trouble, then leave it as it is.

Signal other cars about the problem

The busy roads and highways of America can often mean people rushing and driving recklessly. They tend to drive so fast that until they realize there’s a problem ahead, stopping is impossible.

That’s why in a case of emergency and a broken vehicle of any kind, you must signal other drivers that you have a problem and your vehicle isn’t moving. The first thing you must do is to flash all four signal lights, of course, if you can turn on the battery.

Another important thing is to place cones and signs on a distance that will be enough for drivers to have a double more time to realize that something is going on ahead. These signaling signs should alert everyone to slow down and have enough time to act properly so no one gets additionally hurt.

Of course, if you’re parked in a safe place, like a parking place, then you have nothing to worry about. Still, getting to one in times of trouble is not always possible, so have these ideas and procedures in mind.

Stay in the car

If you manage to get off the driving lanes and stop on the stopping lane, make sure you stay inside the car. There are more reasons for something like this. First, the traffic can be huge, and anyone who thought of getting out of the vehicle is risking getting hit by someone speeding.

Also, the weather can be very harsh. During the summer, the unbearable heat can make you dehydrated and cause a lot of problems. Staying inside the car can be great because the AC will keep the temperature at normal levels. See some more benefits from the AC in situations like this on this link here.

Another important issue here is the safety of everyone else on the road. Sudden moves can scare drivers and make them think there’s some kind of danger, making them turn in a direction that will cause additional problems for them or someone else on the road.

Prepare from home

It’s not common to experience a problem on the road. However, you can never know what will happen in the future and it’s best to be prepared rather than suffer. That’s why you need to have a safety kit for emergencies like having a broken car.

These safety kits should be packed with the most basic things for you and the people traveling with you. Pack enough water that will keep you hydrated, especially if you are traveling during the summer months, and have some food that will not spoil because of the heat.

The tow truck might not be able to arrive fast enough and you’ll have to spend more time in the vehicle which will leave you dehydrated and hungry. Traveling with small children may be a serious problem if you don’t have enough of these supplies.

Conclusion

These few points and tips from expert tow truckers, who we might say have seen all kinds of things on the road, suggest you follow these things to stay safe on the road during the summer months.

The summer can be harsh and the heat can give you serious problems even if there are no cars and traffic around you. The asphalt will make the situation unbearable and even those who are the healthiest will experience problems.

Read the points, make sure you follow them all, do some additional research on the subject, and make sure you make a double check of your car before you get on the road.